SumUp
Accept card payments with SumUp with no fixed contract or monthly fees.
Digital services for you
Elavon
Take payments wherever and however your customers want to pay.
PayPal
PayPal is for everyone. Allowing you to securely, conveniently and cost-effectively make payments online.
How card payments can help
The Card-Payment Trend
Irish debit cardholders made 114 payments per active card in H2 2018, spending €4,809, on average, per card. When it’s so quick and convenient to dip, swipe or tap for everything from a bus ride to a morning coffee, consumers have just come to expect card payment as standard1. When it’s so quick and convenient to dip, swipe or tap for everything from a bus ride to a morning coffee, consumers have just come to expect card payment as standard.
Is it Worth it?
If you’re weighing up whether to start accepting cards, have a think about how card payment could help you:
- Meet customer expectations
- Close more sales with no cash-on-hand limitations
- Avoid the cost and hassle of late payment, counterfeit cash and bounced cheques
- Stay open for business 24/7 if you trade online
- Make your business look professional
- Scale your business more easily
Where do I Start?
There are various card acceptance suppliers, pricing plans and terminal types, but how do you know what’s right for your business? It’s difficult to give specific advice as every business is different, but here are a few high-level considerations to help you get started.
How you trade: Think about how you trade today and how you see that developing in the future. There are different ways to accept cards – face-to-face, on a website, on the telephone – any or all of which may suit your business now and in 2-3 years’ time.
Estimate your card sales: Think about how many card sales you’ll do in a given period and the average transaction amount. Card acceptance providers will usually ask for these details. Having some rough figures in mind will also help you compare offers.
Equipment: Think about how you serve customers. Or how you’d like to serve them. This may help you narrow down your choice. All different types of terminals are available from counter-top to mobile, stand-alone to integrated with your till system.
Commercials: Various types of arrangements exist from contracts to pay-as-you-go models. To work out what’s right for your business, consider upfront costs, the length of the contract term, settlement terms and how a chosen supplier can help you with digital transformation elsewhere in your business. There’s more to card payment than getting paid.
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Toolkits, articles and recommendations are provided “AS IS” and intended for informational purposes only and should not be relied upon for operational, marketing, legal, technical, tax, financial or other advice. See here [https://www.visa.ie/legal.html] for further legal conditions in relation to your use of the Visa Digital Business Kit.