Solutions to help meet tomorrow’s money movement needs
Currencies and foreign exchange (FX)
Utilize Visa’s FX capabilities and support for transactions in 160 local currencies.
Risk, compliance and fraud
Visa vets VisaNet members and the Visa Direct program and can offer Visa’s sanctions screening score to help with your compliance efforts.²
Accounts and wallets³
A single integration through Application Programming Interfaces (APIs) or International Organisation for Standardisation (ISO) messaging offers access to Visa’s card and account delivery channels and 7B endpoints.
Funding
Pull funds from an account linked to an eligible Visa card to fund peer-to-peer (P2P) transfers, wallet loads and balances with other financial institutions, including brokerages.
Funds transfer
Send funds in real time⁴ from your ecosystem directly into an account linked to an eligible debit card.
Connectivity solutions
Execute Visa Direct transactions through APIs or ISO messaging depending on your organisation’s needs.
Payment gateway⁵
Push and pull transactions through Visa for routing to multiple non-Visa U.S. debit networks.
Alias directory
Map card credentials to emails, phone numbers or other aliases so customers can keep card information private.
Tokenization
Enhance authorisation, foster innovation and craft new digital commerce experiences.
API suite
From account validation to exception management and beyond, Visa Direct APIs can enhance your program implementation.
Explore our philosophy on money movement
Visa thought leadership
Hear from Visa leaders about why businesses and consumers need a better global money movement network.
Money Travels Podcast
Join neuroscientist and author Indre Viskontas as she engages with leading experts to uncover the latest trends and insights, forging pathways to bright futures wherever you are in the world.
- Availability varies by market. Please refer to your Visa representative for more information on availability.
- Clients and participants of Visa Direct must consult with and obtain approval from their internal compliance teams regarding sanctions screening controls and processes. The are solely responsible for ensuring their own adherence to applicable laws and regulations. Compliance controls, along with risk management tools and services, are offered solely for the convenience of sending acquirers, service providers, merchants, and recipient issuers - namely the clients of Visa Direct. Visa provides no warranties regarding these tools and services or the outcomes derived from their use. Visa Direct clients and participants are solely responsible for their own compliance with applicable laws and regulations.
- Visa Direct Wallet capability is under development and not yet commercially available.
- Actual fund availability depends on receiving financial institution and region.
- Visa offers the Visa Push Payment Gateway Service to enable push-to-card capabilities for non-Visa cards in the U.S.
- Available on a limited basis. Please check with your dedicated Visa Direct sales representative.