Protections for Visa Debit cards
When you sign for purchases, Visa Debit card's security protections help prevent fraud with following features:
- Visa's Zero Liability Policy, which protects you from unauthorized charges. Any funds taken from your account due to fraudulent use will be returned to your card.
- Continuous fraud monitoring to detect suspicious activity on your debit card
- A 3-digit security code to verify your identity for Internet and phone purchases
If your Visa Debit card is lost or stolen and fraudulent activity occurs, you are protected by Visa's Zero Liability Policy. That means 100 percent protection for you. Whether purchases occur online or off, you pay nothing for fraudulent activity.
If you notice fraudulent activity on your Visa Debit card, promptly contact your financial institution to report it. It is important to continually monitor your monthly statement to identify any unauthorized transactions.
If your card is lost or stolen, contact your financial institution immediately. This helps to reduce your liability if fraud losses have occurred.
Certain restrictions, limitations, and exclusions apply and benefit configuration may vary. Please refer to your Guide to Benefits or contact your financial institution for full program terms and conditions, and to confirm specific coverage levels
Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact your issuer for more detail.