Gig
Gig workers can collect a portion of their wages once jobs are completed.
Move money securely and conveniently with the help of Visa Direct¹
Enable workers, small business clients and consumers access to funds through eligible debit cards
Secure
We make it possible for fast and secure payments to travel across the world.
Scale
Move money in real-time² at a global scale to eligible cards.
Convenience
Deliver a better experience to workers with access to funds or earnings between pay periods.
Worker payouts
Provide workers access to their earnings between pay periods³
Small and medium business (SMB) payouts
Empower small businesses by offering them a way to access their funds faster⁶
Marketplaces
Marketplaces can send payments to their sellers faster than traditional wires or Automated Clearing House (ACH) payments.
Merchant settlement
Merchants can collect their card sales revenue when they want instead of waiting for standard settlement periods.
Digital goods
Creators can receive fast payments through their eligible cards for digitally licenced goods and content.
E-Commerce platforms
Sellers can access their sales revenue quickly and easily.
Online lending
Loan recipients can access funds in real-time² upon approval.
Multi-Level marketing
Direct sellers can access their earned income quickly and easily through eligible cards.
Consumer payouts
For any business, customers can experience the benefit of fast payouts⁶
Insurance claims
Insurance companies can help improve customer satisfaction by paying claims in real-time².
Gaming and lottery winnings
Betting companies can allow players to cash out their winnings in real-time².
Travel reimbursements
Airlines, railroads, and hospitality companies can issue customer reimbursements quickly and simply.
Education payouts
Educational institutions can issue financial aid and other student disbursements with speed and simplicity.
Consumer refunds
Consumer businesses of many types can issue fast customer refunds with Visa Direct.
Lending
Financial institutions can provide real-time² access to consumer loans.
- ¹ Visa Direct is a network that facilitates funds transfers by Visa’s client financial institutions.
- ² Actual fund availability depends on receiving financial institution and region.
- ³ Earned Wage Access (EWA) Preferences Survey (April 2019). Commissioned by Visa and conducted by Ask Your Target Market (AYTM) among 1,000 gig workers and contractors across the United States.
- ⁴ PYMNTS survey of 359 small businesses in the United States, June 2020.
- ⁵ Availability varies by market. Please refer to your Visa representative for more information on availability.
- ⁶ Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations.